Axis Bank MyZone Credit Card is an entry-level card that is free for a lifetime, which means there is no need to pay any joining or annual fees for this card. It comes with an EMV chip inserted within, along with handsome discounts on websites like AJIO, Swiggy, SonyLiv subscription, etc. In order to apply for the card, you need to visit the Axis Bank portal and then fill out the application form for the Axis Bank My Zone Credit Card with the required details. Also, the same can be applied offline, i.e. by visiting the nearest branch of Axis Bank and submitting the application form along with the documents required to be provided.

    Should You Apply for an Axis Bank MyZone Credit Card?

    Mentioned below are the reasons one should apply for Axis Bank MyZone Credit Card:

    • One who is looking for dining and entertainment-related benefits with low annual fees.
    • If you are looking for benefits on food orders.
    • If you want to get a free SonyLiv subscription. 
    • If you are looking for a card, i.e. at entry level with easy eligibility norms.
    • You do not desire to pay high annual fees.
    • Most of your spending is on credit cards.
    • If you do not need any travel-related benefits.

    Features and Benefits of Axis Bank MyZone Credit Card 

    Mentioned below are the features and benefits of the Axis Bank MyZone Credit Card:

    • Get a complimentary one-year membership to SonyLiv worth INR 999 as a welcome gift. The subscription is available once the first transaction is made within 30 days of the card’s issuance. You can also get the voucher code via SMS on the registered mobile number within 45 days of the card’s issuance. You are eligible for the SonyLiv premium membership renewal when INR 1.5 lakhs are spent in the anniversary year. 
    • Get a Buy 1 Get 1 offer while booking movie tickets via Paytm for a maximum of INR 200 by using coupon code “AXIS200”.
    • Get flat INR 120 off on Swiggy orders by using coupon code “AXIS120”, a maximum of up to INR 120 when INR 500 is spent.
    • Get 1 complimentary Axis Bank My Zone Credit Card Lounge Access per calendar quarter.
    • Contact the bank to convert the transactions of INR 2500 and above to EMI.
    • Get a waiver of 1% on fuel surcharge on all fuel transactions ranging between INR 400 and INR 4000 at fuel stations across India. 
    • AJIO offers a discount of INR 1000 on a minimum purchase of INR 2999, using coupon code “AJIOAXISMZ.”
    • Get 4 edge reward points on every INR 200 spent. No reward points are to be credited to Movie, insurance, fuel rent, wallet, utilities, EMIs, or the government. Institutions, etc.
    • Get the benefit of an EMV-certified chip that reduces the risk of counterfeit and skimming fraud.
    • Get dining delights with 15% off at partner restaurants in India, up to a maximum of INR 500. The minimum order value should be INR 2500, and the offer is valid once a month.

    How do you generate the PIN of the Axis Bank MyZone Credit Card?

    Mentioned below are the different ways to generate Axis Bank My Zone Credit Card:

    Option 1: Via Mobile App:

    Step 1: Download the Axis Bank mobile app on your mobile phone.

    Step 2: Register by sending an SMS MBANK to 5676782 for the download link.

    Step 3: After that, log in to the mobile app.

    Step 4: Next, choose “Banking” and select “Services”.

    Step 5: Click the “Credit Card” tab and select the “Set/ Reset PIN” option.

    Step 6: Provide the OTP sent to the registered mobile number. 

    Step 7: Click on the tab “Continue”.

    Step 8: Enter the desired 4-digit PIN to validate. 

    Option 2: Through Internet Banking:

    Step 1: Visit the website www.axisbank.com

    Step 2: Log in to the Axis Bank internet banking. 

    Step 3: After that, go to “Accounts”.

    Step 4: Now, click on “My Credit Cards”.

    Step 5: To generate your credit card’s PIN, go to the tab “More Services”.

    Step 6: Click “Credit Card PIN Change” and “Go”.

    Step 7: Provide the desired PIN and click “Next”.

    Step 8: Enter the NetSecure PIN sent on your registered mobile number.

    Step 9: Click “Confirm”.

    Option 3: By Visiting an ATM:

    Step 1: Visit any nearest ATM. 

    Step 2: Insert your ATM card into the ATM.

    Step 3: Select the “Set PIN” option. For first-time users, this option will auto-display as the “Generate OTP” option.

    Step 4: Provide your date of birth, the card’s expiry date, and the registered mobile number.

    Step 5: Enter the One-Time Activation Code.

    Step 6: Set the desired PIN.

    Step 7: Re-confirm, and a message confirming the same will be received on the mobile number registered with the bank.

    In case the customers have generated a one-time activation code but have not generated a credit card PIN, follow the below-mentioned steps:

    Step 1: Visit any nearest ATM.

    Step 2: Insert your ATM card into the ATM.

    Step 3: Select the “Set PIN” option. For those who have received a valid OTP on a registered mobile number, the ATM will display the message “Set PIN having an OTP” option.

    Step 4: Enter the One-Time Activation Code received on the registered mobile number.

    Step 5: You will be asked to set the desired PIN.

    Step 6: Re-confirm, and a message confirming the same will be received at the mobile number registered with the bank.

    Option 4: Through phone Banking IVR:

    Step 1: Call the Axis Bank Customer Care number at 1860 500 5555 or 1860 419 5555.

    Step 2: Choose “Option 1” to generate a credit card PIN and “Option 2” for PIN-related services. 

    Step 3: Input your Credit card number, expiry date of the card, and date of birth, along with the registered mobile number.

    Step 4: Once the validation is completed, you will receive an activation passcode or One-Time Activation Code. 

    Step 5: This Code is not your credit card’s PIN; it is an intermediate number required to generate the card’s PIN.

    Step 6: Provide the activation code received on your mobile number.

    Step 7: After that, you can set your desired PIN.